How might this findings affect your buying of property? Well, since the cost of housing is Singaporean's no. 1 concern, it is little wonder that one investment consideration when purchasing a new home is if it is freehold or leasehold (commonly 99-year lease) in nature. Real estate lecturer Nicholas Mak suggests that "in comparing freehold and leasehold residential properties, there is no conclusive evidence to show that one is better than the other. Ultimately, the decision boils down to budget and preference." It's a difficult decision, but I do think most of us would like to plan for our next generation and help them to comfortably live till 82 as well.